Why is this important?

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		Renter’s Policy	Homeowner’s Policy	Jewelry Warranty
Flexible coverage	Up to $50,0002	Up to $50,0002	Capped as low as $1000 – $5,000
Flexible deductible	As low as $0, as high as $25,000	Fixed	Same as overall policy	NA
Personalized claims settlement	Work with your Jeweler	Jeweler chosen by insurance company	Jeweler chosen by insurance company	Only the jeweler from whom you purchased
Discounts	Multiple, jewelry specific	Limited or none	Limited or none	NA
Limited impact of claims	No impact to other policies you may have (home, renters, auto)	Jewelry-only claim may increase total premium or make jewelry uninsurable	Jewelry-only claim may increase total premium or make jewelry uninsurable	NA

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